From the beginning of the year, the Credit Dnepr retail loan portfolio has increased by 2.3 times, reaching 223 million UAH as of the end of August. The key factor in success was the favorable terms of loan proposals: the client can get up to 300 thousand hryvnia without collateral and sureties for 12, 24, 36, 48 or 60 months, choosing the optimal term of lending in accordance with their financial plans and opportunities. The longer term of the contract involves a smaller monthly payment. The funds can be used for any purpose. For registration of a loan, existing and new clients from all regions of the country can apply to any branch of the bank or make an application via the Internet or Contact Center. To issue a loan, you will need a passport and IDN, a certificate of income in the form of loans up to 50 thousand hryvnia is not needed. The client can get a preliminary decision by phone, and the credit funds themselves - in the nearest branch or information-advisory center, which is located in all key regions of Ukraine. All parameters of the loan are registered in the product passport, which the client receives before signing the loan agreement. The interest rate is one of the best on the market and depends on the amount and term of the loan. Customers are offered a wide range of redemption channels and the possibility of early repayment of credit indebtedness without any penalties.
"The summer season has become a really hot spot for our lending managers: for the summer, the cash loans portfolio has grown by almost 70 million UAH," said Oleksandr Stezko, Head of the Department of Product Development and Retail Business Projects of the Bank Credit Dnepr. - Only in August, more than 400 customers took advantage of our promotional offer "Television as a gift to the loan" and received modern TVs as bonuses. Over the period of the action, more than 1100 financial pragmatists have already been rewarded for implementing their plans with the help of a convenient bank loan instrument. We do not intend to dwell on what we have achieved and plan to build a solid credit in the fall thanks to attractive lending conditions and high quality customer service. "
The banker noted that the portfolio of card loans to the financial institutions for 8 months increased by 25%. As a result, the total retail loan portfolio grew by 67% from the beginning of the year, exceeding UAH 410 million.
More information on retail credit offers of Bank Dnipro Credit can be found on the website under the section "Loans to individuals".