From the beginning of the year, the retail loan portfolio of Bank Dnipro Bank has increased 2.6 times, reaching UAH 246 million as of the end of September. Positive dynamics was ensured by simplicity and favorable terms of loan proposals: the client can receive up to 300 thousand hryvnia for any purposes without collateral and sureties. Based on their financial plans and opportunities, the client can choose the optimal lending period: 12, 24, 36, 48 or 60 months. The longer term of the contract involves a smaller monthly payment. For the loan, existing and new clients from all regions of the country can apply to any branch of the bank or make an application via the Internet or contact center. To issue a loan, you will need a minimum set of documents: a passport and an Internet-based account, a certificate of income when making loans up to 50 thousand hryvnia is not needed. All parameters of the loan are registered in the product passport, which can be read before signing the loan agreement. The client can receive a preliminary decision by phone, and the credit funds themselves - in the nearest branch or information and advisory center, located in all key regions of Ukraine. The interest rate is one of the best on the market and depends on the amount and term of the loan. Customers are offered a wide range of redemption channels and the possibility of early repayment of credit indebtedness without any penalties.
"Our cash loans enjoy a well-deserved demand from our customers due to simple, understandable and profitable terms," said Oleksandr Stezko, Head of the Development of Products and Projects for Retail Banking, Credit Dnepr. - Customers use bank funds to implement a variety of financial plans: housing, car repairs, family celebrations, tuition fees or rest, unforeseen expenses. It is indicative that the average amount of cash loans increased from 16 thousand UAH in 2017 to 22 thousand UAH for the results of September. Since October 1, we have improved the terms of the "TV for a loan" offer: to all customers who have issued a cash loan in the amount of 30 to 50 thousand hryvnas, we will give modern 32-inch TVs, thus encouraging their financial rationalism. "
The banker noted that the portfolio of card loans of financial institutions for 9 months increased by 30%. As a result, the total retail loan portfolio since the beginning of the year grew by 79%, exceeding UAH 440 million.
More detailed information about retail credit offers of the Bank "Credit Dnepr" can be found on the website under "Loans to individuals".