The retail loan portfolio of Bank Credit Dnepr Bank has increased 3.5 times since the beginning of the year, reaching 335 million UAH in November. The portfolio of card loans of financial institutions for 11 months grew by 37% - up to UAH 209 million. As a result, the total retail loan portfolio since the beginning of the year showed a 2.2-fold increase, exceeding UAH 544 million.
The Bank offers cash loans of up to UAH 300 thousand for any purposes without a mortgage and 12, 24, 36, 48 or 60 months guarantee on the client's choice depending on his financial plans and opportunities. The longer term of the contract involves a smaller monthly payment. For the loan, existing and new clients from all regions of the country can apply to any branch of the bank or make an application via the Internet or contact center. Requires a minimum set of documents: a passport and Internet access, a certificate of income when making loans up to 50 thousand hryvnia is not needed. The client can receive a preliminary decision by phone, and the credit funds themselves - in the nearest branch or information-advisory center, located in all key regions of Ukraine. The interest rate is one of the best on the market and depends on the amount and term of the loan. Customers are offered a wide range of redemption channels and the possibility of early repayment of credit indebtedness without penalty. All parameters of the loan are registered in the product passport, which can be read before signing the loan agreement.
"Retail consumer lending remains the flagship of the lending activity of Ukrainian banks, demonstrating an annual growth of 40%," said Oleksandr Stezko, Head of Retail Banking Development at the Bank Credit Dnepr Bank. - Our positive dynamics, which is far ahead of the market, is a natural result of favorable lending conditions coupled with high-speed decision-making, high-quality service and pleasant bonuses for our borrowers. So, in November, 835 customers took part in the "Television for a loan" campaign and became the owners of modern TVs, and the bank increased its loan portfolio by UAH 35 million. The average amount of the loan issued within the framework of the action is 41.6 thousand UAH - it is a good resource for our clients to fulfill any financial tasks. "
Under the terms of the "Television for a loan" campaign, every customer who has issued a cash loan in the amount of 30 to 50 thousand UAH by January 31, 2019, is guaranteed to receive a 32-inch TV as a gift from the financial institution. The banker reminded that December is a hot time for pleasant New Year hardships, when additional financial opportunities will be very relevant, and invited existing and new clients to use convenient financial assistance from the financial institution.
More information about retail credit offers of Bank Dnipro Credit can be found at the link.