The retail loan portfolio of Bank Dnepr Bank in January 2019 increased by UAH 30 million to UAH 411 million. The portfolio of card loans financial institutions for the period increased by 14 million USD - to 220 million USD. As a result, the total retail loan portfolio for the month showed an increase of 7%, exceeding 630 million UAH.
“Retail consumer lending is our number one business priority, being an important tool for supporting consumer demand that spins up the economy and the main profit generator for the bank,” says Oleg Pakhomov, Deputy Chairman of the Board, Director of Retail Business at Credit Dnepr Bank. - We successfully compete in the market through the use of an effective mix of customer acquisition channels, favorable credit conditions, high decision-making speed and quality of service, exclusive promotional offers. So, for the four months of the action “TV for credit”, which ended recently, 2,600 customers who became its participants received modern televisions as a gift, and the bank increased its loan portfolio by almost 110 million UAH. We are pleased with such results and in the near future we will please our clients with a new promotional offer. ”
The bank offers cash loans of up to 300 thousand hryvnia for any purpose without collateral and guarantee for a period of 12, 24, 36, 48 or 60 months at the choice of the client, depending on his financial plans and opportunities. A longer contract period implies a smaller monthly payment. To apply for a loan, existing and new customers from all regions of the country can contact any branch of the bank or make an application via the Internet or a contact center. To get a loan, you need a minimum set of documents: a passport and TIN, an income statement when you make loans of up to 50 thousand hryvnia is not required. The client can promptly receive a preliminary decision by phone, and the loan funds themselves - at the nearest branch or information and consultation center located in all key regions of Ukraine. The interest rate is one of the best on the market and depends on the amount and term of the loan. Customers are offered a wide choice of redemption channels and the possibility of early payment of credit debt without penalty. All parameters of the loan are written in the passport of the product, which can be found before signing the loan agreement.
More information about the retail loan offers of Credit Dnepr Bank can be found at the link.