In January-April 2019, the retail loan portfolio of the Bank's Credit Dnepr increased by UAH 115 million, or by 30%, to UAH 496 million. The growth of the portfolio of card loans of the financial institution for the specified period amounted to over UAH 25 million (+ 12%), its volume exceeded UAH 231 million. As a result, the total retail loan portfolio since the beginning of the year demonstrated an increase of UAH 140 million, or 24%, reaching UAH 727 million.
"The growth of retail consumer lending remains the key task of the development strategy of our financial institution," said Oleg Pakhomov, Deputy Chairman of the Board, Director of Retail Banking, Credit Dnepr. - For its successful solution, we focus on speed, flexibility and automation of credit decisions, combining different sales channels, thorough analysis of the profile of current and potential customers to form an optimal product offer. "
The Bank offers cash loans of up to UAH 500,000 for any purposes without a pledge and a guarantee for the term of 12, 24, 36, 48 or 60 months at the choice of the client, depending on his financial plans and opportunities. The longer term of the contract involves a smaller monthly payment. For the loan, existing and new clients from all regions of the country can apply to any branch of the bank or make an application via the Internet or contact center. To obtain a loan, you need a minimum set of documents: a passport and an Internet-based account, a certificate of income in the form of loans up to 75 thousand hryvnia is not needed. The client can receive a preliminary decision by phone, and the credit funds themselves - in the nearest branch or information and advisory center, located in all key regions of Ukraine. The interest rate is one of the best on the market and depends on the amount and term of the loan. Customers are offered a wide range of redemption channels and the possibility of early repayment of credit indebtedness without penalty. All parameters of the loan are registered in the product passport, which can be read before signing the loan agreement.
The bank continues the "Television for a loan" campaign, which has become an effective tool for attracting and increasing borrowers' loyalty: since the beginning of the year, 850 customers have taken advantage of the promotional offer, issued loans totaling almost 45 million USD and received a gift for a modern TV.
More information about retail credit offers of Bank Dnipro Credit can be found at the link.