menu

PRESTIGE ELITE PRIVATE PACKAGE

With the personal card Master Card World Elite or Visa Infinite you have a new level of financial freedom and comfort, as well as special privileges and exclusive benefits, which are provided by the quality service and reliability of Credit Dnipro Bank.

Exclusive package with the privileges of private banking "Prestige" for private clients is provided for existing and new premium banking clients, members of the governing bodies of large and medium-sized businesses and other status clients

PERSONAL SERVICE FROM PREMIUM BANKING

  • The personal manager and the dedicated telephone line of the contact center are available to you 24/7
  • VIP-centers give the chance to solve all financial questions and future strategies of work confidentially and in a convenient, comfortable environment
  • Personal investment decisions
  • Support of investment operations on purchase of bonds of the internal state loan
  • Profitable deposit programs
  • Round-the-clock support of the CONCIERGE service

Joining the client to the public offer (offer) implies giving his consent to the specified conditions for providing banking services.
The client has the right at any time to submit an application for termination Bank account agreement and provision of additional services.
The client can refuse to receive advertising materials through remote electronic service channels.
The consequence of the Client's failure to fulfill his obligations under the contract is the termination of the operation of the current account and business relations.
Changes to the Agreement, including regarding the amount of commissions, tariffs, general expenses and the cost of accompanying services, may be entered upon the agreement of the Parties in the manner and under the conditions specified in the Universal Banking Agreement for Individuals.
The Bank does not have the right to unilaterally make changes to contracts concluded with clients, unless otherwise established by the contract or law.
The bank is prohibited from requiring the client to purchase any goods or services from the bank or a related or related person as a prerequisite for the provision of these services.
The consumer has the right to withdraw from the consumer credit agreement within 14 calendar days in the manner and under the conditions specified by the Law of Ukraine "On Consumer Credit".
The presence of credit intermediaries or third parties when calculating the amount of payments and the basis of its calculations according to the credit limit — are absent.
After the termination of the agreement on the provision of banking services, including in connection with the expiration, termination or execution of such an agreement, the client has the right to contact the bank with a request for information (certificates) related to the fulfillment by the parties of the obligations established by the agreement.
Customer responsibility:
1. The client bears the following responsibility for breach of his obligations under the Agreement - in accordance with the terms of such an Agreement and the legislation of Ukraine.
2. In case of violation of the terms of the Credit Agreement, the Client shall, at the request of the Bank, pay within the term/terms specified in the demand:
— in the event of a delay in the performance of any monetary obligation — the amount of the debt, taking into account the inflation index for the entire period of delay;
— for late payment of the accrued interest for the use of the Credit — a penalty for each day of delay in the amount of double the accounting rate of the National Bank of Ukraine, which was in effect during the period of such delay, from the amount of overdue debt with interest, but not more than 15% of the amount of overdue debt with interest , unless otherwise provided by the terms of the Credit Agreement;
— for other violations of the terms of the Credit Agreement — fines specified in the Credit Agreement.
3. The Bank's demand for payment of the above-mentioned payments is sent to the Client in accordance with Clause 2.7 of the Universal Agreement for Banking Services for Individuals.
4. Payment of penalties and fines does not exempt the Client from fulfilling other obligations stipulated in the Credit Agreement.
The term of the loan is 12 months. At the same time, the term of using the loan is extended for every next 12 months, if the Bank does not notify the Client about the termination of lending at least 30 calendar days before the date of repayment of the loan.
The Bank's procedure in case of non-fulfillment of obligations by the client:
1. From the moment of the occurrence of the overdue debt — informing the debtors about the consequences of non-payment and possible settlement options, interaction with the debtor regarding the repayment of the overdue debt.
2. Involvement of collection agencies to work with debtors.
3. Claim proceedings.

Information on the essential characteristics of the ELITE Private Prestige consumer credit service

ADVANTAGES OF MASTER CARD WORLD ELITE OR VISA INFINIT CARDS

MULTICURRENCY OF THE CARD

One card for transactions with five currencies: hryvnia, US dollars, euros, Swiss francs and British pounds. In addition, it allows access to five currency accounts at the same time, which allows you to make payments in any of the five currencies.

In case of lack of funds on the main account, you can switch the main account to the account in the required currency within a minute yourself or by contacting your personal banker, without additional fees of the Bank.

Example: If you hold hryvnias (main account), dollars and euros (additional accounts) on the card and pay in euros, the euro is automatically deducted. In case the funds run out in euros, the hryvnia (currency of the main account) will be automatically deducted during the calculations.

ADDITIONAL CARDS

You can issue additional cards to your main Master Card World Elite or Visa Infinite card: one of the appropriate class and two classes below the Platinum type. Additional cards are opened in your name or in the name of your family members and proxies.

FREE VISIT TO BUSINESS HALLS AT THE AIRPORTS OF UKRAINE AND THE WORLD

MASTERCARD AIRPORT AIRPORT SERVICES FOR WORLD ELITE CARDS:

  • Business hall at Boryspil airport, terminals D and F, international departure area,
  • Fast Line on departure and arrival (Borispol, terminals D and F),
  • Fast Line on departure and on arrival (Kyiv_Zhulyany),
  • Business hall at Kyiv airport (Zhulyany), international departure area,
  • Business hall at Boryspil airport, terminals D and F, departure zone in Ukraine,
  • Accelerated check-in and baggage claim (Boryspil, terminals D and F),
  • Business hall at Lviv Airport, international departure zone and departure zone in Ukraine,
  • Business hall at Kharkiv airport, international departure area
  • Fast Track in the departure area in Italy at the following airports: Venice (Marco Polo), Rome Fiumcino (Leonrado da Vinci), Sardinia Cagliari Elmas

Mastercard business halls in world capitals:

  • Budapest, airport. Ferenc Liszt 1st floor of the SkyCourt terminal;
  • Bucharest Airport Henri Coanda 1st floor, international departure area;
  • Vienna, Schwechat Airport (three business halls): Sky Lounge - in the №3 check-in area on the 2nd level; Jet Lounge - in the registration area №1 and №2 on the ground floor, AIR Lounge - terminal №1 or №2.
  • Prague, airport. Vaclav Havel, terminal 1
  • Chisinau International Airport
  • Batumi International Airport; Tbilisi, airport. Shota Rustaveli;

The Mastercard World Elite cardholder can use the above services at airports free of charge, provided that transactions in the trade and service network in the amount of more than UAH 10,000 for the period over the last 30 + 5 days before the trip (excluding the last 5 days and weekends before departure).

PRIZE SERVICES AT VISA AIRPORTS FOR INFINITE CARDS:

  • free visits to LoungeKey Halls,

  • luggage packing at Boryspil Airport,

  • FAST LINE on departure at Boryspil Airport,

  • FAST LINE on arrival at Boryspil Airport.

  • Fast baggage check-in and check-in (reception (48 in the area of international flights of Boryspil airport

The Visa Infinite cardholder can use the above-mentioned services at airports free of charge, provided that transactions in the trade and service network amount to more than UAH 20,000 for the last 40 days before the trip (calculations for the last 10 days are not taken into account).

The list of services at airports can be updated, detailed information on the list of services from Mastercard / VISA at Airports can be obtained on the official websites of the companies of the relevant payment system: www.mastercard.ua та www.visa.com.ua.

LOUNGE KEY PROGRAM - ACCESS TO VIP-HALLS OF INTERNATIONAL AIRPORTS WORLDWIDE

Access to more than 1,000 VIP lounges at airports around the world. Just present the Master Card World Elite or Visa Infinite card to the hall administrator and you will be given access to the luxury rooms.

At your service:

  • Access to an atmosphere of peace and comfort in the lounge halls of international airports around the world
  • Access to comfortable rooms during each trip, regardless of the class of tickets
  • Opportunity to relax, work with documents, have a snack or postpone the meeting in case of unforeseen delay or cancellation of the flight
  • Use of business services (Internet, Wi-Fi, etc.)

The cost of visiting the halls of increased comfort of airports under the LoungeKey program is:

  • $ 30.00 per person for a Mastercard World Elite card for all satellite visits. The same amount will be deducted from the cardholder's account starting from the third visit
  • $ 32.00 per person for a VISA Infinite card, if you paid with a card for up to UAH 20,000 in the previous month. The same amount will be deducted from the cardholder's card account for each visit of your companions.

To use the LoungeKey mobile app:

CREDIT LIMIT FROM 0 TO 1 000 000 UAH. WITH A GRACE PERIOD OF UP TO 67 DAYS AND A INTEREST RATE OF 48% per annum

To obtain a credit limit on the card, you only need to contact your Personal Manager with documents confirming your monthly income. The rest will be done by your Personal Manager.

 

SPECIAL OFFERS, DISCOUNTS AND DISCOUNT PROGRAMS FROM MASTERCARD AND VISA

Current discounts can be found at the following links:

for VISA cardholders https://www.visa.com.ua/uk_ua/visa-offers-and-perks

for MasterCard cardholders  https://www.mastercard.ua/uk-ua/personal/priceless-specials/world-elite.html

PURCHASE PROTECTION AND EXTENDED VISA WARRANTY

PURCHASE PROTECTION - is a program to protect purchases from loss, theft and accidental damage to goods within 365 days of purchase.

How it works:

  • The program automatically applies to purchases that are fully paid for with a Visa Infinite card.
  • The program starts from the moment of card issuance and does not require signing of additional documents.
  • The program is valid throughout the validity of the card worldwide, depending on the country of residence.
  • The program is valid only if you pay 100% for the purchase with a Visa Infinite card.

EXTENDED WARRANTY - protects purchased goods by automatically extending the warranty period set by the manufacturer or retailer. The warranty covers a wide range of goods, including household electrical appliances, which were paid for with a Visa Infinite card.

If the goods covered by the insurance do not function properly and need to be repaired, the cardholder will be reimbursed for the costs associated with the repair, or the product will be replaced with a new one.

24-HOUR SUPPORT OF AUTO GARANT SERVICE ON THE TERRITORY OF UKRAINE AND ABROAD

At your service:

  • car evacuation
  • fuel delivery
  • start the engine from an external source
  • replacement of a damaged wheel
  • emergency door opening, locking heating
  • car storage in the parking lot
  • accommodation of passengers in the hotel
  • taxi call
  • providing railway, bus and air tickets
  • alternative evacuation
  • providing a rental car, etc.

To use the service, you only need to call the hotline (044) 498-60-02.

24/7 CONCIERGE SERVICE SUPPORT

An experienced personal assistant from a partner company to provide a variety of services will help you solve many issues.

List of services provided by the concierge service system:

  • Recreation and entertainment
  • Round-the-clock emergency care anywhere in the world:
  • legal consulting during working hours
  • Cars and travel
  • Health and sports
  • House and farm
  • Courier delivery
  • Search for things and goods

A personal secretary who is always with you

These services are provided 24 hours a day. The offers and possibilities of "Concierge Service" are not limited to the given list. Detailed information can be obtained by calling 0 (800) 505255 or on the company's official website www.ukrassist.com.
 

INSURANCE POLICY FOR GOING ABROAD

VISA Infinite cardholders are provided with Chubb Insurance South Africa Limited travel insurance with insurance coverage of up to USD 1 million.

Insurance risks provided by the policy:



List of insured events

Sum insured

Cancellation of the trip

Up to $ 7,500 USA

Flight delay

$ 500 USA

Baggage delay

500 дол. США

Medical expenses

Up to $ 2,500 USA

Evacuation / repatriation costs

Up to $ 1,000,000 USA

The cost of hospitalization

Up to $ 3,000 USA

Personal property

Up to $ 2,500 USA

Accident

Up to $ 1,000,000 USA

Personal responsibility

Up to $ 500,000 USA

Legal costs abroad

Up to $ 7,500 USA

Insurance coverage is valid worldwide from the start date of the trip up to 90 days (maximum) or until the expiration date of the Insurance Contract, whichever occurs first.

 

DEPOSIT "UNLIMITED"

Deposit "Unlimited" with the possibility of instant early termination at any period of the term of the deposit without loss of interest, details at the link: https://creditdnepr.com.ua/en/depozyty/limitless

CONNECTION TO THE REMOTE ACCOUNT MANAGEMENT SYSTEM - FREE BANK

With FREE BANK you can:

  • Open and replenish deposit accounts
  • Pay utility bills, top up your mobile phone
  • Transfer funds to any account
  • Perform regular account transactions
  • Repay credit debt
  • Carry out online currency exchange
  • Get information about the status of card accounts, loans, deposits
  • Manage CVV code
  • Manage limits on the card (setting limits on the number and amount of transactions)