Loan for the purchase of a land plot

Lending terms:

  • Loan amount from UAH 300,000. to UAH 5,000,000 (85% of the value of the property)
  • Term - 120 months. (10 years)
  • Repayment form: classical, annuity.
  • In the case of an initial payment from 15% to 29.9% - the first year is fixed - 14.99%, then - the floating interest rate UIRD 12 + 6.8%. The minimum value is 15%, the maximum is 35%.
  • In the case of an initial payment of 30% or more, the first year is fixed - 13.99%, then - the floating interest rate UIRD 12 + 5.8%. The minimum value is 14%, the maximum is 35%.
  • One-time commission for granting a loan 0.99% of the loan amount.
  • Compulsory life insurance of the borrower, as well as the subject of the mortgage during the entire loan period.

Borrower requirements:

  • Individual resident, citizen of Ukraine;
  • Age from 22 to 70 years old at the time of loan repayment;
  • Stable income for the last 6 months (12 months for a sole proprietor);

Security:

  • Mortgage of the land plot to be acquired;
  • Guarantee, if the client is married - of another spouse, or if the Borrower at the time of receiving the loan is under 25 years of age - surety of close relatives, in their absence, any third party, is mandatory.

Assessment of property for registration of a mortgage is carried out:

  • an independent appraiser;
  • review of the Property Appraisal Report.

Penalties:

  • Failure to confirm property insurance or life insurance - a fine of 0.7% of the appraised value of the property or the loan balance, respectively.

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