Lending conditions:
- Loan amount from UAH 300,000. up to UAH 5,000,000. (50% of the value of the property)
- Term - 120 months. (10 years)
- Form of repayment: classic, annuity
- Interest rate: 1st year fixed - 15.99%, then - floating interest rate UIRD 12 + 8%. The minimum value is 16%, the maximum is 35%
- Loan fee 0.99%
- Compulsory life insurance of the borrower, as well as the subject of the mortgage for the entire term of the loan
Requirements for the borrower:
- Individual resident, citizen of Ukraine
- Age from 22 to 70 years at the time of loan repayment
- Stable income for the last 6 months (12 months for self-employed persons)
Software:
- Residential real estate
- Private house with a plot of land;
- A guarantee, if the client is married to another spouse, or if the Borrower is under 25 years of age at the time of obtaining the loan - the guarantee of close relatives, in their absence, any third party, is required.
Valuation of property for the mortgage is carried out:
- Independent appraiser
Penalties:
- No proof of property insurance or no proof of life insurance - a penalty of 0.7% of the appraised value of the property or the balance of the loan, respectively