RA "Standard-Rating" confirmed JSC "Bank Credit Dnipro" long-term credit rating at the level of uaAAA (highest creditworthiness) on the national scale.
As reported in the agency's release, in the first half of 2023 JSC "Bank Credit Dnipro" increased the volume of its loan portfolio by 12.79% and increased the funds of individuals by 16.13%. At the same time, the Bank maintained a significant share of liquid instruments in the asset portfolio, which is justified, taking into account the existing macroeconomic risks.
In particular, as of the beginning of the second half of 2023, 65.46% of the Bank's assets were represented by liquid instruments characterized by a low level of credit risk, namely: cash, OVDP and NBU certificates of deposit.
The agency notes that as of the beginning of September 2023 and throughout the entire analysis period, JSC "Bank Credit Dnipro" maintained the indicators of capital standards (H1, H2 and H3) and liquidity standards (NSFR, LCRvv and LCRiv) at a very high level.
Bank Credit Dnipro is among the TOP-20 financial institutions of Ukraine in terms of gross assets and, according to the classification of the National Bank of Ukraine, belongs to the group of banks with private capital. According to the results of operations as of September 1, 2023, Bank Credit Dnipro demonstrated a profit of UAH 259 million. As of September 1, 2023, the Bank's assets amounted to UAH 18,467 million. The loan portfolio — 4,492 million UAH, the portfolio of clients' funds reached 16 140 million UAH. Regulatory capital — UAH 1,745 million.