Credit Dnepr Bank continues to develop small and medium business support programs and improves the terms of the credit product Simple Overdraft to replenish its current assets. Now, legal entities clients have the opportunity to obtain a credit limit of up to UAH 1 million for a period of 60 days without collateral, providing only a surety to the owner of the business as collateral. Specialist financial institutions will consider the client's application, even if his current account is open in another bank, and the company can use the limit on the third day after the submission of documents.
"Today, when the most difficult moments of the financial and economic crisis are behind us, we believe it is time for banks and businesses to develop a common consolidated strategy that will contribute to the growth of the country's economy, despite the turbulence that is still occurring. Business needs investment. Banks, in turn, have accumulated the necessary liquidity in order to provide more livable and convenient financing to enterprises, - says Andriy Moyseenko, Deputy Chairman of the Board of Bank Credit Dnepr. - Our bank believes in the potential of Ukrainian small and medium-sized businesses, we believe that it is the representatives of the SME with the assistance of the state and the financial sector that can become the drivers of growth, as in the developed world's economies. And today we are ready to provide Ukrainian companies with one of the most comfortable decisions on blanket credit products on the financial market of the country. In essence, we provide a convenient tool that will be useful at unplanned costs, and will also be useful for expanding business, paying taxes, paying wages to employees of the company, etc. At the same time, the conditions for obtaining such a loan are quite simple. "
The amount of the overdraft limit is calculated for each client individually solely on the basis of the company's documentation and depends on its turnover. Interest is accrued only when using borrowed funds, based on the actual number of days of use and the balance of overdraft debts on the account. A "simple overdraft" makes it impossible for any hidden fees for design or maintenance.