FREECARD GOLD

1) Apply in a convenient way:

• fill out the form on the web-site
  or
• visit the Bank branch with your passport and ITN

2) Get a credit decision and a payment card

When you pay with a credit card for any purchase of goods or services at supermarkets or shopping malls, clothing or shoe stores, at gas stations, cafes, restaurants, pharmacies, hospitals, etc. around the world.

ATTENTION! When paying with card for purchases of goods or services in retail outlets, the commission is not charged!

You also have opportunity to withdraw the credit funds in the ATM or any Bank at any time. Commission fee for withdrawal of credit funds can be found on the official website creditdnepr.com.ua.

You are given an opportunity to use the Bank's money for free. All you need to do is fully repay your debt to the Bank during the grace period which is not more than 67 days.

The Freecard Gold card from Bank Credit Dnipro provides its owner with a multitude of diverse possibilities, among which:

• payment for goods and services at outlets around the world;
• making purchases on the Internet;
• payment of utility bills, replenishment of a mobile phone account and similar payment transactions;
• transfer of funds to any accounts;
• obtaining information and advisory assistance and assistance in ordering goods and services.

Being in almost any country in the world, the owner of a bank card can pay in a supermarket, a shopping center, a clothing store or shoes, a gas station, a cafe, a restaurant, a pharmacy, a hospital. The calculation for goods and services by means of a credit card is carried out without any commissions. In addition, you can always withdraw money from the card at an ATM or cashier of any bank, only this procedure is already carried out with the commission established.

As part of the free service of the Concierge Service, the owner of the Freecard Gold credit card can get advice from an experienced personal assistant for service and various non-banking services. The consultant is always ready to assist in resolving many issues related to orders of goods and services, as well as to implement five advisory-information requests per month (applications are not transferred to the next month and are zeroed monthly). So, for example, a concierge can be connected for booking hotel rooms, reserving tables in restaurants, ordering air tickets or tickets for concert and entertainment events, and also if you need to order delivery of restaurant dishes, food sets, medicines and other things. The competence of the assistant also includes the search of sports clubs and fitness centers, recruitment, the call of qualified electricians, plumbers, carpenters, masters of electronics repair and household appliances.

Among the main features of Visa Gold credit cards are:

• imitation of the gold cover of the card;
• the presence of a chip;
• contactless technology;
• possibility of establishing a large credit limit;
• multicurrency;
• free issue.

Credit cards with the Gold chip have the same payment details as the rest of the plastic cards of the Visa line. On the front side of the card you can find its number, name and surname of the owner, validity period (month and year). On the back of the "golden" card is the code CVV2, magnetic stripe and tape to sign the card holder. Integrated chip and contactless payment technology PayWave provides exceptional reliability of the card.

Available size of the credit limit of the chip card is up to 200 000 UAH. The amount can vary both at the request of the client, and at the initiative of the bank. You can find out about the current limit in the ATM menu, through the Internet banking of FreeBank, in the branch of the bank or by calling the Infocentre of the bank at 0 800 507 700. The credit card with a limit of UAH 50 000-200 000 has a grace period of using the loan up to 67 days. If the funds used are returned during the grace period, interest for the use of the loan is not accrued (meaning an interest rate calculation of 0.01%).

A card with a limit of UAH 50,000 gives an opportunity to access five accounts in different currencies, allowing you to simultaneously work with:

• UAH (UAH);
• US dollars (USD);
• Euro (EUR);
• British pounds (GBP);
• Russian rubles (RUB).

In case of lack of funds on the main account, a client can switch to the required currency in a minute, either independently through FreeBank, or using the services of the information center, without paying additional commissions.

The "Gold" card is serviced for free throughout the year and allows you to open additional cards in the name of the account holder or his family members. At the time of registration free Gold credit cards automatically activate the SMS-notification function. The service of automatic informing about the performed operations is provided free of charge and allows the cardholder to receive text messages on the cash flow on the mobile phone.

Advantages of a free credit card

Among the main advantages offered by a free Visa credit card, it should be noted not only the comfort of use, multifunctionality and favorable terms of service, but also:

• participation in the "Flight with taste" loyalty program - when paying with a Gold purchase card, bonus points are awarded, which can then be used for payments for air travel, car rental, dinner in a restaurant, hotel reservation;
• the opportunity to enjoy discounts and promotional shopping conditions in the Visa Premium Offers, which are specially designed for holders of Gold cards;
• special conditions for booking hotels on the portal of the world-famous hotel chain Hotelclub;
• access to the global Visa customer support service, which provides instant information and financial assistance in the event of problems with the card anywhere in the world.

Another important advantage of the Visa Gold card is access to a modern FreeBank Internet banking system that allows you to perform financial transactions from a personal computer, tablet or smartphone without visiting the bank's branch 24 hours a day, 7 days a week. In addition to conducting settlement operations via the Internet, the system provides an opportunity to receive information about the status of card accounts, repay credit debts and open deposit accounts. The service is connected automatically when the card is issued.

How to get a Visa Gold card

To apply for making a Visa Gold card in Ukraine, you can simply by visiting the nearest branch of Bank Credit Dnipro. It is necessary to have a passport and identification code with you. If you do not have the time or opportunity for a personal visit to a financial institution, you can order a credit card through the Internet for free.

The standard algorithm for creating an online credit card for free involves several simple steps:

• fill in a questionnaire on the bank's website;
• provide the required package of documents;
• obtain a loan decision;
• apply to the bank;
• pick up a payment card from the department / order delivery.

In the online questionnaire you must specify the name and the phone of the person who plans to issue a credit card for free. Its future owner must meet certain age requirements (age from 22-65 years) and be solvent enough - this is usually confirmed by a certificate of income. Work experience at the last place of work should be from 6 months. In addition, the monthly turnover on an ordinary bank card, which, optimally, should not be less than 10 thousand UAH, can also be taken into account.