Credit Dnepr Bank entered the top 10 of the June best business overdraft rating for one year of the "Prostobank Consulting" company among 37 proposals from 22 largest financial institutions of Ukraine. The following parameters were taken into account when rating the best conditions for form lending of enterprises: nominal and real interest rates, availability and amount of down payment, one-time and monthly commissions.
"Overdrafts are the most massive and demanded legal entities for a loan product," said Vitaliy Paluura, Deputy Chairman of the Board, Corporate Banking Director of Bank Dnipro Credit. - The reason for its popularity in the absence of a hard target. Overdraft can be used for any purposes related to the business activities of the enterprise: payment of taxes and fees, salary payments, cover for unforeseen expenses, business development. If necessary, the client simply issues a payment order in the Client-Bank system, and the financial institution carries out an operation at the expense of the overdraft limit as easily and quickly as it does at the expense of its own funds. "
The banker noted that the important advantages of the product are fast - up to two days - the decision to set the limit of overdraft in the amount of up to 1 million UAH and the possibility of obtaining it even when the account of the enterprise is in another bank; minimal package of documents; possibility of registration without visiting a branch of the bank, with the departure of a bank manager for the company; no commission fees for design and maintenance. The main requirements for clients to receive an overdraft are profit-making activities, positive credit history, the sufficiency of financial flows for servicing the loan, and readiness for comprehensive banking services.
For more detailed information on the Bank's loan offers for Dnipro Credit Clients, see the link below.