In October-December 2019, Credit Dnipro Bank increased its retail client loan portfolio by UAH 189 million - up to UAH 2.1 billion. The best quarterly dynamics was demonstrated by the term deposits for 6 months, as well as funds on current and card accounts. The financial institution's total retail portfolio, including current and card accounts, exceeded UAH 3.3 billion by the end of the year, of which more than 62% was in national currency. About 70% of term deposits are placed for periods of six months or more.
“The steady increase in the hryvnia component of our retail deposit portfolio is a thoughtful strategy aimed at accumulating resources for the development of consumer lending programs, which we actively and effectively developed in 2019,” says Oleg Pakhomov, Deputy Chairman of the Board - Retail Director at Credit Bank of Dnipro. - In the new year, we intend to keep the focus of business activity on retail lending and will motivate existing and new customers to trust us with their money through the synergy of proven in practice tools: one of the best price offers on the market, flexible terms and conditions of deposit placement, opportunities remote opening of the deposit at an increased rate, interesting promotional chips.
Credit Dnipro Bank proposes to make a deposit for a period of 23 to 450 days in UAH and 90 to 719 days in foreign currency in any branch or remotely through the FreeBank online banking system, which is encouraged by an additional 0.5% in UAH and 0 rates. , 2% - in US dollars. The minimum deposit amount is only 500 UAH, 100 USD, 100 EUR for FreeBank registration. Interest payment scheme - monthly or at the end of the deposit - the client chooses independently, taking into account their priorities and financial plans. Automatic deposit prolongation can be made an unlimited number of times under the current rate as of the date of prolongation, if the depositor does not decide to refuse this option. If desired, the depositor can open the Unlimited Classic card free of charge, which includes a current account in the currency of the deposit, which accrues interest and returns the full amount of the deposit after its expiration, Visa Classic payment card, as well as access to the FreeBank Internet banking system.
You can find more detailed information about deposit offers of the Credit Dnepr Bank at the link.