The rating agency IBI-Rating has confirmed the credit rating of the Dnipropetrovs'k Credit Bank at the level of "uaA-" with the "development" forecast. The rating of reliability of bank deposits has remained at the level of "4 +" (high reliability).
"The confirmation of ratings is conditioned by an acceptable diversification of the resource base; the presence of a developed regional network and card business, which helps to increase the client base and strengthen the positions in the banking market; as well as financial support from the owner of the bank. Thus, on June 21, 2017, the Bank's only Shareholder decided to increase the authorized capital of the bank by UAH 1.199 billion, or by 78.8%, to UAH 2.72 billion ... The Bank has a significant amount of fairly stable funds borrowed from companies that are recognized as related to the bank in accordance with the requirements of regulatory acts of the NBU, which positively affects the state of liquidity of the institution ", - the agency said.
Also, IBI-Rating experts point to improved key performance indicators of the financial institution. Thus, according to the results of the I quarter of 2017, net interest income had a positive value of UAH 63.8 million, and contributed to an increase in net operating income of UAH 88.3 million (compared with UAH 7.2 million for the same period last year).
The bank notes that due to a weighted anti-crisis strategy and support from the shareholder, the financial institution continues to hold one of the most confident positions on the market, investing in its own development and always fulfilling its obligations to customers, partners and regulators of the market.
"Credit Dnepr Bank quite surely overcame all the most difficult periods of the financial and economic crisis. We can already say that after the period of survival entered the stage of development and today we are actively increasing the client base, working with new business areas, investing in technology and developing lending, "said Olena Malinska, chairman of the Bank's Credit Dnepr Bank. - Regular systematic support of the shareholder, along with the implementation of our strategy, allows Bank Dnipro Credit in a timely and complete manner to fulfill their obligations under the plan agreed with the NBU. "