In January-February 2019, the retail loan portfolio of Bank Dnipro loans grew by more than UAH 57 million to UAH 438 million. The growth of the portfolio of card loans of the financial institution for the indicated period amounted to over 17 million UAH, as a whole, reaching the figure of 223 million USD. As a result, the total retail loan portfolio for two months showed an increase of UAH 75 million, exceeding UAH 660 million.
"Consumer loans to the population in 2019 remain the main direction and catalyst for bank lending, forming over 80% of retail loan portfolios in hryvnia," says Oleg Pakhomov, Deputy Chairman of the Board, Director of Retail Business at Bank Credit Dnepr. - The growing popularity of consumer loans to the population due to increased levels of financial literacy, understanding of the convenience of credit as a tool of "quick financial assistance" and planning. Our loan offers combines attractive conditions, a variety of sums and terms, ease of execution, the possibility of early repayment without penalty, exclusive promotional chips. Such a mix of advantages is fair to the customers: in February only more than 1,5 thousand new caches were issued for the total amount of 46.6 million UAH, and since the beginning of the year, the loan portfolio grew by 15%. "
The Bank offers cash loans of up to UAH 500,000 for any purposes without a pledge and a guarantee for the term of 12, 24, 36, 48 or 60 months at the choice of the client, depending on his financial plans and opportunities. The longer term of the contract involves a smaller monthly payment. For the loan, existing and new clients from all regions of the country can apply to any branch of the bank or make an application via the Internet or contact center. To obtain a loan, you need a minimum set of documents: a passport and an Internet-based account, a certificate of income in the form of loans up to 75 thousand hryvnia is not needed. The client can receive a preliminary decision by phone, and the credit funds themselves - in the nearest branch or information-advisory center, located in all key regions of Ukraine. The interest rate is one of the best on the market and depends on the amount and term of the loan. Customers are offered a wide range of redemption channels and the possibility of early repayment of credit indebtedness without penalty. All parameters of the loan are registered in the product passport, which can be read before signing the loan agreement.
More information about retail credit offers of Bank Dnipro Credit can be found at the link.