In October, Ukrainians trusted Bank Dnipro Credit for more than 5 thousand deposits, totaling about UAH 600 million (subject to re-issuance). More than half of the portfolio - 59% - make deposits from 6 months or more. Customers prefer to place deposits without the possibility of early termination, but with higher profitability. Such deposits - this is almost the entire volume of the portfolio - 98%.
Bankers note that now among the main trends in the deposit market of the country - the slowdown in the decline in rates for hryvnia deposits.
"The growth of customer confidence in the financial system continues, which is noticeable in particular, with an increase in the deposit base of banks. At the same time, today the decline in rates on deposits in the hryvnia slightly slowed down. This is due to seasonal factors and the need to fine-tune their budgets at the end of the year, and this requires additional resources. However, we do not expect this trend to last for a long time, - said Andriy Moisjeenko, deputy chairman of the Bank's Credit Dnepr Board. - First, reducing the yield on deposits will contribute to a gradual decrease in the discount rate of the National Bank. Secondly, stabilization in the economy and in the foreign exchange market continues to have a positive impact on the level of confidence of Ukrainians in financial institutions, which in general will allow banks to maintain sufficient liquidity. That's why now the depositors have the opportunity to fix their own profits at a rather high level - with the beginning of the new year after the traditional festive promotions, the rates will go down faster. "
The financier also noted that the Credit Dnepr Bank prepared for its clients pleasant New Year's surprises and the opportunity to receive high additional income for the next year.
Credit Dnepr Bank was founded in 1993, currently belongs to Group I according to the NBU classification (banks whose share of assets exceeds 0.5% of assets of the banking system).
The only shareholder of Bank Dnipro Credit is the "Brancroft Enterprise Limited", which is indirectly owned by Victor Pinchuk.
The reliability and stability of the bank is confirmed by authoritative rating agencies. In particular, the rating agency IBI-Rating confirmed the rating of the bank on the national scale at the level of "uaA-" with the forecast "in development" and the reliability rating of deposits at the level of "4+" (high reliability).
Within the framework of the study "Transparency of Ukrainian banks: steps to Europe" from IBI-Rating and the international financial club "Banker", the Bank of Credit Dnepr received the nomination "European Partnership" and became the only bank with Ukrainian capital recognized as one of the most investment-attractive financial institutions in the country. According to the results of work in 2016, the Bank of Credit Dnepr became the winner of the competition from the international financial club "Banker" in the nomination "The best universal bank".
In May 2016, according to an annual survey of "50 leading Ukrainian banks" conducted by the "Financial Club" analytical group, according to the general rating, the bank maintains confident positions among the top 50 financial institutions in the country. In 2016, Credit Dnepr Bank became one of the winners in the nomination "Stable Partner" of the XIXth Annual "Financial Oscars" Contest, which holds the business weekly "Business".