Credit Dnepr Bank since the beginning of the year has significantly increased the volume of retail lending: in particular, the credit portfolio of credit cards doubled, reaching 131 million UAH, the volume of loans in cash grew to 70 million UAH.
"Activation of lending today is the number one task for the entire banking system, while retail consumer lending is rightly considered a driver for restoring the banks' lending activity," said Alexander Khahalina, Deputy Head of the Development and Implementation of Retail Banking of the Bank Credit Dnepr. - It is this segment that shows the best dynamics and has considerable potential for further development. Our bank is considering the direction of retail lending as a priority, actively and successfully working in it, offering products that combine simple and understandable conditions, some of the best prices on the market, convenience and ease of maintenance. "
Cash loans are a convenient tool for customers who can have one-time scheduled or unexpectedly high expenses: repairing an apartment, house or car, vacation, paying for treatment or study, family celebrations, etc. The loan amount is up to 200 thousand hryvnias, the term - up to 36 months depending on the specific needs of the client. The procedure for issuing a loan is simple and transparent. The Bank provides convenient terms for repayment of the loan, including through the system of Internet-banking FreeBank, bank terminals, self-service kiosks, by transferring funds from any bank of Ukraine (p2p-payments), and also guarantees the absence of hidden fees and penalties for early repayment loans
Credit cards provide non-one-time, regular access to borrowed funds and is a good tool for large purchases and daily payments for goods and services in the sales and service network, when booking tickets, hotel rooms and car rentals. Credit card loans have flexible options for repayment, in particular, without paying interest on using a loan in a grace period of up to 55 days. Also, customers are waiting for pleasant surprises in the form of bonuses and additional services. For example, the unique loyalty program of Credit Dnepr Bank "Flight with taste" allows customers to receive and accumulate points for regular payments by the card in the trade and service network, which can then be used to pay for airline tickets, hotel rooms, car rental, bills in cafes, bars and restaurants in Ukraine and abroad. Customers are pleased to use a profitable financial instrument and try to minimize their cash transactions by joining the cashless payment culture, including through credit funds.
More detailed information about retail credit offers of the Bank "Credit Dnepr" can be found on the website under "Loans to individuals".