Bank Credit Dnipro increases the amount of financing of agrarians in Ukraine and improves the terms of the loan product "Agrofresh Express", increasing the amount of unsecured financing to UAH 1 million. Credit funds can be used to finance agricultural cycle expenses: purchase of seeds, mineral fertilizers, plant protection products, fuels and lubricants, payment of staff salaries, rent payments, etc. Thanks to the simplified methodology for analyzing the business of a potential borrower and a minimum package of documents the time for making the decision is only 2 working days. The interest rate for the loan is 21% per annum, the commission for the issue is 1%, the loan period is 18 months.
The bank also provides an opportunity for producers of agricultural products to obtain a loan for working capital on the security of agricultural machinery, equipment, vehicles, real estate on favorable terms: the loan amount starts from 300 thousand UAH, the interest rate for using the loan is 18% per annum. There is no commission for early repayment of the loan. The weighty advantages of the lending program is a seasonal deferral of payment - up to 10 months a year, and the speed of decision-making is 5-7 working days.
"Today Bank Credit Dnipro offers Ukrainian agricultural producers a comprehensive solution of financial issues and professional support of business activities. We cover all the urgent needs of agribusiness in financing current activities, acquiring agricultural machinery and equipment through a line of targeted loan products, taking into account the seasonality of the business, "said Evgeny Khurilenko, head of the sales development department in agribusiness of Bank Credit Dnipro. - Successful development of 25 direct partner programs with leading dealers of agricultural machinery makes it possible to provide the most profitable complex financing conditions. In the near future, we will pleasantly surprise customers with new partner programs for working capital financing at preferential rates. "
The banker noted that the target customer segment is agroproducers with a land bank from 300 to 10,000 hectares and focused on the key competitive advantages of the financial institution: it is dynamic and flexible, the speed of decision-making due to modern and sometimes unique tools, an individual approach to the client and the accumulated professional experience.
Read more about the target product offers of the Bank Credit Dnipro for agribusiness through the link.