The retail loan portfolio of Bank Credit Dnepr in the first quarter of 2019 increased by 108 million UAH, exceeding UAH 695 million

10 April 2019

In January-March 2019, the retail loan portfolio of Bank Credit Dnepr increased by almost UAH 83 million, or by 22%, to UAH 463 million. The growth of the portfolio of card loans of the financial institution for the specified period amounted to over 25 million USD (+ 12%), in general, reaching the figure of 232 million USD. As a result, the total retail loan portfolio for the three months showed an increase of 108 million UAH, or 18%, exceeding UAH 695 million.

"We are satisfied with the dynamics ahead of the market, and the results of the first quarter in the segment of retail consumer lending," said Oleg Pakhomov, Deputy Chairman of the Board, Director of Retail Banking, Credit Dnepr. - An important component of success is our interactive dialogue with active clients, which allows, by analyzing their financial discipline and behavioral attitudes, to identify product needs at an early stage and offer an up-to-date credit product "ahead." An active campaign "Television for a loan" became an effective tool for attracting new customers: since the beginning of the year, almost 700 customers have benefited from our offer, receiving a modern TV with a bonus for a loan, and the bank has increased its loan portfolio by more than UAH 33 million. "

The Bank offers cash loans of up to UAH 500,000 for any purpose without a mortgage and a 12-month, 24-month, 36-day, 48-month or 60-month guarantee on the client's choice depending on his financial plans and opportunities. The longer term of the contract involves a smaller monthly payment. For the loan, existing and new clients from all regions of the country can apply to any branch of the bank or make an application via the Internet or contact center. To obtain a loan, you need a minimum set of documents: a passport and an Internet-based account, a certificate of income in the form of loans up to 75 thousand hryvnia is not needed. The client can receive a preliminary decision by phone, and the credit funds themselves - in the nearest branch or information-advisory center, located in all key regions of Ukraine. The interest rate is one of the best on the market and depends on the amount and term of the loan. Customers are offered a wide range of redemption channels and the possibility of early repayment of credit indebtedness without penalty. All parameters of the loan are registered in the product passport, which can be read before signing the loan agreement.

More information about retail credit offers of Bank Dnipro Credit can be found at the link.

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