Deposit "Reliable (currency exchange)"
equivalent at the Bank exchange rate per month 1
100 dollars, 100 euros
0.1% to 2.5% per annum in US dollars
from 0.01% to 0.6% per annum in EUR
93, 184, 367 days
interest payment monthly and at the end of the term
Calculate your profit
Under a period of 3 months. It implies the placement of a deposit for 93 days.i
*Accrued interest on the deposit is subject to taxation according to the Tax Code of Ukraine.
Three reasons to buy US dollars with placement on deposit Let's consider an example:
Amount of your deposit: UAH 200,000
- Term of deposit: 184 days
- U.S. dollar purchase rate: UAH 36.85/dollar date 23.11.2023
- Deposit amount in US dollars: $5,427.41
And the average exchange rate of the US dollar on the market is UAH 38.00/dollar.
So, you bought $165.36 more at the bank, thanks to the favorable exchange rate.
Your benefit is USD 165.36 or UAH 6,283.82.
After your deposit expires, the US dollar exchange rate may change.
For example, to grow to UAH 39.50/dollar.
So, instead of the invested UAH 200,000, you can get UAH 211,796.25 by exchanging the received US dollars upon completion of the deposit.
Your benefit is UAH 11,796.25.
After the term of the deposit expires, you receive the deposited funds of USD 5,427.41 and accrued interest on the deposit of USD 44.05 exactly in the currency of the deposit, and therefore in USD. It is very convenient for storing and multiplying your savings.
|Deposit currency||US dollar||Euro|
|Rate, per annum||from 0.1% to 2.5%||from 0.01% to 0.6%|
|Term of deposit||93, 184, 367 days|
|Minimum amount||100 USD||100 EUR|
|Maximum amount||up to UAH 200,000 equivalent per month 1|
|Payment of interest||monthly and at the end of the term|
Accessing a client to a public offer (offer) implies the provision of his consent to the specified conditions for the provision of banking services.
The client can refuse to receive advertising materials through remote electronic service channels.
The Bank does not have the right to unilaterally amend the agreements concluded with customers, unless otherwise provided by the agreement or the law.
Possible consequences for the client in case of using the banking service or failure to fulfill their obligations under the contract
Possible consequences for the client in case of his untimely application to the bank for the return of funds attracted under the bank deposit agreement
The deposit opens with automatic renewal.
The client can cancel the automatic extension of the term at any time from the date of opening the deposit (deposit) until the penultimate business day preceding the date of closing the deposit (deposit).
After the Client cancels the automatic extension of the term of the deposit (deposit), on the expiration date of the deposit, the amount of the deposit (deposit) is transferred to the current account of the client specified in his Deposit Agreement.
The bank is prohibited from requiring the client to purchase any goods or services from the bank or a related or related person as a prerequisite for the provision of these services (except for the provision of a package of banking services)
The return of funds attracted under the bank deposit (deposit) agreement upon the expiration of the deposit period is carried out to the current account specified by the client
Banking services are provided without the involvement of a commercial agent
Leave an application for a deposit, the manager will call you and help you make a deposit remotely or offer a convenient time at the Bank branch of your choice.
We automatically withhold income tax on your accruals:
• tax rate - 18%;
• military tax - 1.5%.
Note that the principal amount of the deposit is not taxed.
Deposit return guarantee
Credit Dnipro Bank is a member of the Deposit Guarantee Fund.
This means that during martial law and three months after it ends, your deposit is protected by the state in full without limiting the amount. That is, the storage of savings in the bank is twice as reliable - you are sure of the return of your deposit and interest under any conditions.
Three months after the end of martial law (what we are all waiting for!) The guaranteed amount will be 600 thousand hryvnia.More on DGF