Deposit "Reliable (currency exchange)"

UA RU

Buy currency

placed on deposit

Buy the dollar or euro at a best rate
Place a deposit
Use the currency at the end of the deposit term

Book a call

Basic terms

Maximum amount - up to UAH 200,000
equivalent at the Bank exchange rate per month ¹

Minimum amount:
100 dollars, 100 euros

Percentage rate per annum:
0.1% to 2.5% per annum in US dollars
from 0.01% to 0.6% per annum in EUR

Deposit currency:
US dollars
and euros

Deposit term:
93, 184, 367 days

Without top-up and with
interest payment monthly and at the end of the term

¹ In accordance with NBU Resolution No. 18 of 24.02.2022 (as amended), the bank is allowed to sell non-cash foreign currency to clients in the equivalent of up to 200,000 hryvnias per calendar month (from the 1st to the last date of the month) in total for both currencies per client, provided that the purchased currency is placed on deposit for a period of at least three calendar months without the right to terminate the deposit early.

Calculate your profit

Currency

USD

EUR

Amount

Term, months

Under a period of 3 months. It implies the placement of a deposit for 93 days.

3 m.

6 m.

12 m.

Interest payment

End of term

Montly

Deposit Calculation

Bid, per annum %

Income

Income before tax

Taxes*

Rate including taxes, %

The percentage calculation is for reference only.
*Accrued interest on the deposit is subject to taxation according to the Tax Code of Ukraine.

Three reasons to buy US dollars with placement on deposit Let's consider an example:

Amount of your deposit: UAH 200,000

Term of deposit: 184 days
U.S. dollar purchase rate: UAH 36.85/dollar date 23.11.2023
Deposit amount in US dollars: $5,427.41

First:

And the average exchange rate of the US dollar on the market is UAH 38.00/dollar. So, you bought $165.36 more at the bank, thanks to the favorable exchange rate.
Your benefit is USD 165.36 or UAH 6,283.82.

Secondly:

After your deposit expires, the US dollar exchange rate may change. For example, to grow to UAH 39.50/dollar. So, instead of the invested UAH 200,000, you can get UAH 211,796.25 by exchanging the received US dollars upon completion of the deposit.
Your benefit is UAH 11,796.25.

Thirdly:

After the term of the deposit expires, you receive the deposited funds of USD 5,427.41 and accrued interest on the deposit of USD 44.05 exactly in the currency of the deposit, and therefore in USD. It is very convenient for storing and multiplying your savings.

Order in the branch
online

Leave a request

Provide your phone number and we will call you within 15 minutes.

Confirm by phone

During the conversation, we will schedule a visit to the branch of your choice at a convenient time for you.

Open a deposit

Visit the selected branch at the appointed time for you to open a deposit

Download the Freebank app (iOs|Android) and register.

You only need your tax number

Open a debit card GREEN, on which we will accrue interest on the deposit

To do this, you only need to go through a quick identification through Diya or video verification

Select the "Deposits" section in Freebank and make a deposit.

Choose the deposit term, interest payment and manage your savings online.

Book a call

Deposit currency	US dollar	Euro
Rate, per annum	from 0.1% to 2.5%	from 0.01% to 0.6%
Term of deposit	93, 184, 367 days
Minimum amount	100 USD	100 EUR
Maximum amount	up to UAH 200,000 equivalent per month ¹
Attachment	Not allowed
Early breakup	Impossible
Payment of interest	monthly and at the end of the term

¹ According to NBU Resolution No. 18 dated 24.02.2022 (with amendments), the sale of non-cash foreign currency equivalent to up to 200,000 hryvnias per calendar month (from the 1st to the last) is permitted by the bank number of months) in total for both currencies per one client when placing the purchased currency on deposit for a period of at least three calendar months without the right to early termination of the deposit.

Accessing a client to a public offer (offer) implies the provision of his consent to the specified conditions for the provision of banking services.

The client can refuse to receive advertising materials through remote electronic service channels.

The Bank does not have the right to unilaterally amend the agreements concluded with customers, unless otherwise provided by the agreement or the law.

Possible consequences for the client in case of using the banking service or failure to fulfill their obligations under the contract

Possible consequences for the client in case of his untimely application to the bank for the return of funds attracted under the bank deposit agreement

The deposit opens with automatic renewal.

The client can cancel the automatic extension of the term at any time from the date of opening the deposit (deposit) until the penultimate business day preceding the date of closing the deposit (deposit).

After the Client cancels the automatic extension of the term of the deposit (deposit), on the expiration date of the deposit, the amount of the deposit (deposit) is transferred to the current account of the client specified in his Deposit Agreement.

The bank is prohibited from requiring the client to purchase any goods or services from the bank or a related or related person as a prerequisite for the provision of these services (except for the provision of a package of banking services)

The return of funds attracted under the bank deposit (deposit) agreement upon the expiration of the deposit period is carried out to the current account specified by the client

Banking services are provided without the involvement of a commercial agent

How can I make a deposit?

You can make a deposit at any branch of the bank or on your own in the FreeBank mobile application.
Leave an application for a deposit, the manager will call you and help you make a deposit remotely or offer a convenient time at the Bank branch of your choice.

Will my deposit income be taxed?

According to the current legislation, income in the form of accrued interest is subject to taxation.
We automatically withhold income tax on your accruals:
• tax rate - 18%;
• military tax - 1.5%.
Note that the principal amount of the deposit is not taxed.

Joining the client to the public offer (offer) implies his consent to the specified conditions for the provision of banking services.

The client can refuse to receive advertising materials through remote electronic service channels.

The bank does not have the right to unilaterally make changes to contracts concluded with clients, unless otherwise established by contract or law.

Possible consequences for the client in case of using the banking service or not fulfilling his obligations under the contract

Possible consequences for the client in the event of his untimely application to the bank for the return of funds attracted under the contract of bank deposit (deposit)

The deposit is opened with an automatic term extension.

The client can cancel the automatic term extension at any time from the opening date of the deposit (deposit) to the last business day preceding the closing date of the deposit (deposit).

After cancellation by the Client of the automatic extension of the term of the deposit (deposit), on the date of the end of the term of the deposit, the amount of the deposit (deposit) is transferred to the current account of the client specified in his Deposit Agreement.

The bank is prohibited from requiring the client to purchase any goods or services from the bank or a related or related person as a mandatory condition for the provision of these services (except for the provision of a package of banking services)

The return of funds attracted under the contract of bank deposit (deposit) after the expiration of the term of the deposit is carried out to the current account specified by the client

Banking services are provided without the participation of a commercial agent

Deposit return guarantee

Credit Dnipro Bank is a member of the Deposit Guarantee Fund.

This means that during martial law and three months after it ends, your deposit is protected by the state in full without limiting the amount. That is, the storage of savings in the bank is twice as reliable - you are sure of the return of your deposit and interest under any conditions.

Three months after the end of martial law (what we are all waiting for!) The guaranteed amount will be 600 thousand hryvnia.