Credit Dnepr Bank showed the best result among financial institutions with private Ukrainian capital in terms of hryvnia funds growth for legal entities in January-November 2018 and became the winner in the "Savings Bank for Business" nomination in the "Banks of 2019" rating of the Financial Club Company
Net interest income of the Bank of Credit Dnepr for the 12 months of 2018 increased by 40% to the corresponding period of 2017 - to UAH 197,381 million. Net fee and commission income for this period increased by 32% to UAH 147.455 million. The assets of the bank increased by 8%, to UAH 10.052 billion, loan portfolio - by 3%, to UAH 4.247 billion, in particular the volume of loans to individuals increased by UAH 258 million, corporate entities - by UAH 193 million, the portfolio of agricultural loans showed an increase in 2.4 times, up to 655 million UAH. The equity capital of the financial institution increased by 28%, to UAH 1,048 billion, client funds - by 6%, to UAH 8.875 billion.
Credit Dnepr Bank became the owner of the prestigious award Prostobank Awards-2018, leading the rating of the best retail banking products in the nomination "Cash Credit", prepared by Prostobank Consulting among the 40 largest Ukrainian financial institutions.
During the year 2018, the Credit Dnepr Bank provided a successful execution of the capitalization program prepared in accordance to the results of the assessment of the financial institution's sustainability (taking into account stress testing) as of January 1, 2018, which was approved in accordance with the Decision of the Board of the National Bank of Ukraine dated August 16, 566-psh / BT "On the results of the assessment of the stability of PJSC" Bank Credit Dnepr ".
As a result of stress testing, the Bank's estimated demand for capital in the base macroeconomic scenario was estimated at UAH 739 million. The term for covering it at the expense of the capitalization program is set by April 1, 2019.
As of January 1, 2019, the Bank ensured achievement of all necessary values of capital requirements and has a significant margin of safety: the value of the regulatory capital indicator (N1) is UAH 1035 million, the value of the regulatory capital adequacy ratio (N2) - 13.8% at the regulatory value of 10% .
As a result of the early completion of the capitalization program, in particular, due to the increase in the shareholder's authorized capital of the Bank within the framework of the relevant decision of 11.05.2018, the regulatory capital of the financial institution was increased by UAH 768 million, which covers the capital requirement in the base macroeconomic scenario.