Deposit Reliable

Депозит надійний під 14.5%

Deposit Reliable

We protect savings
with rate up to 14.5% per annum in UAH

Basic terms

Rate in UAH
from 8,0% up to 14,5% per annum
Hryvnia, Dollar, Euro
Choose a term
from 1 to 26 months
Minimum amount
500 UAH1, 100 dol. or eur
Maximum amount
not set
Interest payment
at the end of the term or monthly

Calculate your profit

Term, months

Under the term of 1 month. refers to placing a deposit for 30 days, 3 months. - 93 days, 6 months. - 184 days, 12 months. - 367 days, 14 months. - 420 days, 20 months. - 600 days, 26 months. - 780 days respectively.

1 m.
3 m.
6 m.
12 m.
14 m.
20 m.
26 m.
Open deposit
Deposit calculator
Bid, per annum %

Income before tax
Taxes *
Rate including taxes, %
The interest calculation is for reference only. The accrued interest on the deposit is subject to taxation in accordance with the Tax Code of Ukraine.
* 18% personal income tax and 1.5% military tax.
1 This refers to an amount from UAH 500, USD 100 or EUR when registering via FreeBank Internet banking or from UAH 25,000, USD 1000 or EUR in a branch
Download the Freebank app (iOs|Android) and register.
You only need your tax number
Open a card GREEN, on which we will accrue interest on the deposit
To do this, you only need to go through a quick identification through Diya or video verification
Select the "Deposits" section in Freebank and make a deposit.
Choose the deposit term, interest payment and manage your savings online.
Leave a request
Provide your phone number and we will call you within 15 minutes.
Confirm by phone
During the conversation, we will schedule a visit to the branch of your choice at a convenient time for you.
Open a deposit
Visit the selected branch at the appointed time for you to open a deposit

Basic terms

Currency of the deposit Hryvnia USD Euro
Rate, per annum from 8,0% up to 14,5% from 0,1% up to 2,5% from 0,01% up to 0,6%
Deposit term 30, 93, 184, 367, 420, 600 and 780 days 30, 93, 184, 367, 420, 600 and 780 days 93, 184, 367, 420, 600 and 780 days
Minimum amount at the branch - 25,000 UAH, 1000 USD and EUR
through FreeBank - 500 UAH, 100 USD and EUR
Maximum amount not limited
Early termination not provided
Interest payment at the end of the term or monthly
How can I make a deposit?
You can make a deposit at any bank branch or independently in the FreeBank mobile application.
Leave a request for a deposit, a manager will call you and help you make a deposit remotely or offer a convenient time in the Bank branch of your choice.
Can I replenish the deposit?
Yes, you can top up the deposit by an amount that does not exceed the amount of the initial payment. The minimum top-up amount is UAH 500.
Replenishment is available for deposits placed for a period of three months or more and is active within the first 30 days of the deposit. You can top up both through the FreeBank application and through the cash desk of bank branches.
Can I make a deposit online?
If you are already a client of JSC "Bank Credit Dnipro", you can also make a deposit online.
You can open a deposit independently without visiting a branch in the FreeBank application. Log in to the application and go to the Deposits section: click "Open a deposit" and choose the desired deposit conditions.
How to deposit money online?
Choose the most convenient method:
  • Transfer from any account or card of JSC "Bank Credit Dnipro" without commission
  • Transfer by IBAN account number from any other bank
  • Transfer from the card of another bank to the card GREEN of JSC "Bank Credit Dnipro"
  • Cash at any self-service terminal
How is interest paid on a deposit?
We pay interest on a deposit to your current account with a card, which we open when making a deposit.
Choose the interest payment yourself: monthly, or at the end of the term - as it suits you.
Will my deposit income be taxed?
According to current legislation, income in the form of accrued interest is subject to taxation.
We automatically withhold income tax from your payments:
• tax rate – 18%;
• military levy - 1.5%.
Please note that the principal amount of the deposit is not taxable.
Does the deposit automatically extend?
Yes, your deposit is automatically extended.
On the last day of the term of the current deposit, we will automatically extend it for the same term at the rate that will be in effect in the bank for this deposit at the time of extension.
The bank may refuse to automatically extend the term of attracting the deposit in the event that on the expiry date of a deposit The conditions for attracting bank deposits do not provide for the appropriate type of deposit or there is no possibility of automatic extension of the term of attracting a deposit under the same conditions.
How to turn off automatic deposit extension?
You can turn off auto-renewal yourself in the FreeBank application in the Deposits section, or contact the Contact Center or a bank branch no later than on the penultimate Business Day preceding the deposit expiration date.
How is the deposit returned?
After the deposit period expires, we transfer the deposit funds to your current account with a card, which we open when making a deposit.

Client joining Universal Banking Service Agreement clients-individuals of JSC "BANK CREDIT DNEPR" provides for their consent to all the terms and conditions for the provision of banking services and the procedure for concluding agreements specified therein.
The Client has the right to cancel the Bank Deposit Agreement if such a possibility is provided for in the Bank Deposit Agreement.
According to the Bank Deposit Agreement, the Client may be provided with additional and related services of the Bank related to settlement and cash services of the Deposit Account. Payment for additional and related services under the Agreement is made in the amount, within the terms and in the manner determined by the UGBO and the Bank's Tariffs posted at link.
The client may refuse to receive advertising materials through remote electronic service channels.
The bank does not have the right to make changes to agreements concluded with clients unilaterally, unless otherwise provided by agreement or law.
There may be consequences for the client if they use the banking service or according to the agreement.
Possible consequences for the client in the event of his untimely application to the bank for the return of funds raised under the bank deposit agreement are noted in the Bank Deposit Agreement.
The deposit is opened with automatic extension of the term.
The Client can cancel the automatic extension of the term at any time from the date of opening the deposit until the end of the Operational time of the closing (return) date of the Deposit without signing additional agreements.
After the Client cancels the automatic extension of the deposit term on the expiration date of the deposit, the deposit amount is transferred to the client’s current account specified in his Deposit Agreement.
The bank is prohibited from requiring the client to purchase any goods or services from the bank or a related or associated person as a prerequisite for the provision of these services (except for the provision of a package of banking services)
The return of funds raised under a bank deposit agreement upon expiration of the deposit period is carried out to the current account specified by the client.
After termination of the agreement for the provision of banking services, including expiration, termination or execution of such an agreement, the client has the right to contact the bank with a request for information (certificate) regarding the fulfillment by the parties of the obligations established by the agreement.
Banking services are provided without the participation of a commercial agent

Deposit return guarantee

Фонд гарантування

JSC "Bank Credit Dnipro" is a member of the Deposit Guarantee Fund.

This means that during martial law and three months after it ends your deposit is protected by the state in full without limiting the amount. That is, the storage of savings in the bank is twice as reliable - you are sure of the return of your deposit and interest under any conditions.

Three months after the end of martial law (what we are all waiting for!) The guaranteed amount will be 600 thousand hryvnia.

More on DGF


* За умови його наявності