"Vіlnі koshti" account

The current account "VІLNІ KOSHTI" from Bank Credit Dnipro is a convenient and reliable option for saving money. This financial product allows you to place funds without a deadline, as the main feature of the product is the possibility of free access to funds without a clear deadline. Customers receive interest for the actual number of days their funds are in the account. You can place any amount of money on the account and receive income every month, in addition, you can freely dispose of funds without restrictions. This is an ideal solution for those who want to accumulate money and use all the advantages of a "VІLNІ KOSHTI" current account, while maintaining free access to funds throughout the term of the contract.

Advantages:

free access to funds at any time
free refill
indefinite storage of funds
free withdrawal without loss of interest
transactions on the account are carried out in FreeBank and in all branches of the bank

Умови:

placement currency - in hryvnia (UAH), dollars (USD) or euros (EUR).
possibility of replenishment;
the possibility of early termination;
withdrawal without restrictions of a part or the whole amount with retention of accrued interest;
security guarantee thanks to the bank's participation in the Deposit Guarantee Fund.

Opening in department

Leave a request

Tell us your phone number and we will call you back within 15 minutes

Confirm by phone

During the conversation, we will schedule a visit to the department of your choice at a time convenient for you

Open a deposit

Visit the branch at the time designated for you to open an account

Services	Terms
Account currency	UAH, USD, EUR
Account opening and maintenance	Free
Replenishment of the account in non-cash form from other accounts in the Bank	Free
Disbursement of cash at the Bank's cash desk	Free
Account control and management through FreeBank	Free

What documents are required for opening an account?

Original your passport or other identity document.
The original of your identification number or the corresponding stamp of the State Tax Service in the passport.
For non-residents - a document confirming the place of residence.

Can I open an account "VІLNІ KOSHTI" in foreign currency?

Yes, the "VІLNІ KOSHTI" current account can be opened in national and foreign currencies: US dollars, euros.

How to control the account balance?

Control the balance of accounts is most convenient with the help of Internet banking FreeBank for individuals, access to which is provided free of charge.

Client's right to refuse from the Agreement on the provision of banking services

The client has the right to refuse the Application-consent and to initiate the closing of the account on the condition of full repayment of the debt to the Bank, including the Credit and interest for the use of the Credit (if it is granted), as well as on the condition that the funds placed in the account are not frozen or financial operations on such an account have not been stopped in accordance with the legislation on financial monitoring. For this purpose, the Client must submit an application (notification) to the Bank's branch.

You have the right at any time to submit an application for termination Bank account agreement and provision of additional services . The consequence of the Client's failure to fulfill the obligations under the contract is the termination of the operation of the current account and business relations.The client can refuse to receive advertising materials through remote electronic service channels. The bank is prohibited from requiring the client to purchase any goods or services from the bank or a person related or connected to it as a mandatory condition for the provision of these services (except for the provision of payment card service tariffs).Changes to the Agreement, including regarding the amount of commissions, tariffs, general costs and the cost of additional and related services, may be entered upon the agreement of the Parties in the manner and under the conditions specified in the Universal Banking Agreement for Individuals.After the termination of the agreement on the provision of banking services, including in connection with the expiration, termination or execution of such an agreement, the client has the right to contact the bank with a request for information (certificates) related to the fulfillment by the parties of the obligations established by the agreement, including information (certificate) about the fulfillment of the client's obligations under the contract in full, which the bank provides in the form of a paper or electronic document (at the client's choice) within five working days from the day the bank receives such a request.

STANDARD FORMS OF AGREEMENTS

Here you can download and familiarize yourself with standard forms of agreements of the universal contract of Bank service.

Advantages and benefits of the "Free funds" deposit

One of the key advantages offered by the opening of the free deposit "Vіlnі koshti" is unlimited access to funds and the opportunity to use them if necessary at any time convenient for the client, in contrast to a fixed-term deposit, under the terms of which the client cannot withdraw the money placed earlier prescribed in the contract term.

In turn, a deposit with a monthly withdrawal of interest "Vіlnі koshti" provides an opportunity:

freely replenish the deposit - you can add without restriction, the deposit replenishment amount is chosen arbitrarily by the depositor;
without restrictions to withdraw money (part of the money or the entire amount) - upon withdrawal, the depositor does not lose interest accrued on the deposit;
keep funds indefinitely - the deposit period does not have a clearly defined termination date.

It is also beneficial that the depositor has the right to terminate the deposit ahead of schedule for 1 month without penalties and commissions. Withdrawal of interest on a deposit in a demand bank can be made monthly - they are accrued on the last working day of the month. The security of deposits with a monthly interest is guaranteed by the Individual Deposits Guarantee Fund, to which Bank Credit Dnipro is a participant.

Features of the deposit "Vіlnі koshti"

Deposits with a monthly interest payment "Vіlnі koshti" have several features related to the rules and terms of deposit registration. Standard deposit can be issued:

deposit term - from one month;
placement currency - in UAH (UAH), USD (USD) or EUR (EUR).

Interest on the current account "Free funds" on demand is calculated daily on the actual balance on the account based on the annual interest rate depending on the placement currency.

An online calculator on the bank's website will help you calculate the interest payment depending on the rate and the amount in the account.

The annual interest rate on the hryvnia account is 0%, on the dollar account - 0% and on the euro account - 0%.

How to make a deposit "Free funds"

The deposit "Free funds" from "Credit Dnipro" is designed for a wide client audience. The owners of plastic cards issued by the bank can open the deposit. If you want to issue a deposit offer on demand, you need:

make an application in the bank branch or through Internet banking FreeBank - indicate in it the name, surname, patronymic and telephone number of the person whose name the deposit will be registered in;
provide documents to identify the identity (original passport, identification code);
conclude an agreement for placement / opening of the deposit on the selected terms.

We provide our customers with the opportunity to make a free deposit not only in the branch, but also remotely using Internet banking FreeBank.