RIA

Ria Money Transfer is a money transfer service that has spread across 140 countries. The main advantage of this system is the minimum fees and the high speed of payment processing, which has become the reason for the growth of popularity of the company.
You can send and receive transfers in two currencies - US Dollars and Euros. Receipt or payment of a transfer in the currency of another country is carried out at the current rate.
The maximum limit on the transfer amount is $ 5,000 or euro, and the minimum is $ 1.25 / euro. In some countries, the minimum limit may reach 3.5 conventional units.
The amount of commission varies depending on the type of transfer, may amount to 1 to 3.5% of the amount of payment. Payment is carried out at the expense of the sender, the recipient should not make any additional payments.
The recipient may pick up the funds sent to him within 5-30 minutes. The transfer is valid for 25 days. If the recipient has not taken them, the money will be returned to the sender.

Summing up, you can point out the following key features of the system that make it usable and profitable:

• the client's fee is paid by the sender;
• no commission recipient is charged;
• payment for a transaction is charged in the currency of the country, and the transfer is carried out at the current rate.

Ria Money Transfer is intended for non-commercial transfers between individuals.

1. The sender must come to the bank branch of the Ria Money Transfer system.
2. To send the payment, you will need to specify the recipient's personal data and his country, as well as select the currency of the transfer and its amount.
3. In cash, payment of the transfer amount and an additional fee for making the payment is made, after which the transfer will be available for delivery to the recipient. Only a person who has reached the age of majority can send a transfer.

In the event that an error has been made when filling in the details, it can be corrected. To do this, you will need to come to the branch office of the partner bank of the identity card system and provide the payment information. Information can only be changed if it has not yet been issued to the recipient. No additional commission will appear at the same time.
Cancellation of funds is carried out in the same way as changing the details of the payment. No additional payment is required for this transaction, and the sender immediately receives the amount of the transfer back. The commission may be returned or not returned - it depends on the terms of the transfer and the specific requirements of the system partner. It is impossible to cancel the transfer to the recipient.

You can send a transfer at any point of customer service to the Ria Money Transfer system.
The commission for sending the transfer is paid only by the sender (for payment of the transfer the commission is not paid).
Immediately after receipt of the reference number, the transfer will be available for payment to the recipient.

To send a remittance you need:

• turn to the nearest point of the Ria Money Transfer system;
• to provide the transaction officer with a passport or a replacement document;
• inform the transaction agent of the amount, currency, country of receipt of the transfer and the name of the recipient;
• sign an application for sending a transfer, which is executed by an operator, and make cash in the cash desk;
• inform the recipient of the reference number of the transfer, which will be communicated to you by the accountant and recorded on your copy of the transfer request.

After the transfer is sent, only the sender can make changes in the recipient's name if he has an application for sending a transfer and a passport or a document that replaces it. Changes in the transfer can be made if the transfer is not paid to the recipient.

Return of transfer
The return of the transfer can be made only to the sender in the presence of an application for the sending of a transfer and identity document, and only if the transfer has not yet been paid to the recipient.
Transfer refunds can be made in two cases:
1) when the sender himself initiates the return of the transfer (the commission for the transfer is not returned);
2) the transfer was not received within 25 days after sending ** (the transfer fee is not returned).

What is the control number of the transfer?
Each transfer is assigned a unique 10-digit control number of the transfer, the receipt of which indicates that this transfer is already available.
The sender of the transfer must inform the recipient of the reference number of the transfer.
Only the one who knows the control number of the transfer may receive a remittance addressed to him, because the reference number of the transfer is one of the mandatory details for the payment transaction.
 

You can receive a transfer at any point of customer service of the Ria Money Transfer system.

To receive a remittance you need:

• turn to the nearest point of the Ria Money Transfer system;
• to provide the transaction officer with the passport or replacement document and to provide the control number of the transfer;
• inform the transaction agent of the amount and currency of the transfer, the sender's name;
• sign the application for the transfer, which is executed by the operator;
• receive mamount of money transfer at the checkout.

What is the control number of the transfer?
Each transfer is assigned a unique reference number, the presence of which indicates that this transfer is already available.
The sender of the transfer must inform the recipient of the reference number of the transfer.
Only the one who knows the control number of the transfer may receive a remittance addressed to him, because the reference number of the transfer is one of the mandatory details for the payment transaction.

In order to pick up the transfer, the recipient will need to visit the payment issuance point, which is located in the branch of the partner bank. It will be necessary to show the identity card and the number of the transfer, which must be notified by the sender.
The term for receiving the transfer is 25 days, after the expiration the money is returned to the sender.
Only a person who has reached the age of majority in accordance with the laws of his country can receive the money.