for the card issue
grace period, the annual rate of 0.01%
for the card issue and annual service
The purchases dates.
The duration of the grace period - a period during which no interest is accrued for the use of credit funds.
Salary / advance date - the estimated / planned receipt of salary or advance payments.
The billing date - the day before which you need to repay the amount of debt as of the last day of the month before last, so that the use of the loan was without overpayments.