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Spare cash

GET THE CARD ISSUED
SPARE CASH CREDIT CARD

Provides access to credit funds on favorable terms. It is designed specifically for payroll card program customers of Bank Credit Dnepr. 

EVALUATE THE BENEFITS AND OPPORTUNITIES OF CREDIT CARD

ADDITIONAL FUNDS FOR ANY NEEDS which are available for you at any time and in any way within the credit limit (up to UAH 200,000.00)

Size of limit (up to UAH 200,000.00) can vary according to your request and/or on the initiative of the Bank.

You can learn the credit limit size in any convenient way for you: via ATM, FreeBank Internet banking, Bank or by calling free reference number 0-800-507-700.

FREE conduct of payments in a retail network and shopping via the Internet

FREE cash withdrawal at ATMs of any bank of Ukraine

FREE Internet banking of FREEBANK

The modern system of FreeBank Internet banking allows you to perform financial transactions from your computer, tablet or smartphone 24/7 without having to visit the Bank branch.

Services available for you:

  • Payment of utility bills;
  • Top up the balance of your mobile phone;
  • Transfer of funds to any account;
  • Regular account operations;
  • Repayment of credit indebtedness;
  • Receiving information upon card accounts, loans, deposits;
  • Opening and replenishment of deposit accounts, etc.

How to join?

The service is connected automatically when buying the package. After registration in FreeBank system, you will receive the password on your mobile phone, after which you need to log in FreeBank and replace it with personal password.

Don't forget about security

In order to ensure reliable preservation of information FreeBank provides the following accessors:

  • Username – your mobile number that allows to identify the user;
  • Password – secret set of characters known only to you. It is used to enter the system;
  • SMS code – a single-use numeric code used to verify the transaction, which will be sent to your mobile phone via SMS messages.
     

FREE GSM-BANKING

Automatic informing function about performed financial transactions, which allows you to obtain information about the movement of funds using SMS messages to your mobile phone, it is connected automatically when buying the package.

AUTOMATIC PAYMENTS

Automatic payments will allow you not to worry about the repayment of credit debt and visiting the Bank – everything will be done automatically.

Funds in the amount of the minimum payment – only 7% of the used amount - will be debited from the payroll card account upon receipt of salary.

IMPORTANT! You do not pay anything if you do not use a credit card! For the use of credit, you pay only 2% of the amount spent + accrued interest and commissions

Example 1:
August 1, the customer makes a purchase for the amount of 2 thousand UAH using a credit card of Bank Credit Dnipro. At the end of August, he receives an SMS message stating the amount of the debt (2 thousand UAH), the minimum payment is 160 UAH (40 UAH - 2% of the debt amount) + 80 UAH (4% of the charged heights) + 40 UAH (2% commission accrued)) and the maturity date (until September 25).

Example 2:
August 20, the customer buys goods for 1 thousand UAH of credit. At the end of August, he receives an SMS message stating the amount of debt (1 thousand UAH), the minimum payment is 67 UAH (20 UAH (2% of the debt) + 27 UAH (4% high / 30 days * 20 days) + 20 UAH (2% commission accrued)) and the maturity date (until September 25).

IMPORTANT! When paying with card for purchases of goods or services in retail outlets, the commission is not charged!

HOW TO GET STARTED?

1) Apply in a convenient way:

  • fill out the form on the web-site
    or
  • visit the Bank branch with your passport and ITN

2) Get a credit decision and a payment card

HOW TO REPAY THE DEBT?

  • Use self-service kiosks of Bank Credit Dnepr (without fee charged);
  • Use the terminals iBox, iPay (fee is charged according to the rates of the terminal owner);
  • Use online transfers from card of any other Bank to the card of Bank Credit Dnepr (fee is charged according to the rates of the other Bank);
  • Use cash desk in the branches of Bank Credit Dnepr (without fee charged);
  • Use cash desks of other banks (fee is charged according to the rates of the other Bank);
  • By transfer from an account in another Bank of Ukraine (commission is charged in accordance with the rates of the other Bank).
Bank rates for servicing of credit cards without grace period
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Consumer credit passport "Free cash Credit card"
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