Spare cash

SPARE CASH CREDIT CARD

Provides access to credit funds on favorable terms. It is designed specifically for payroll card program customers of Bank Credit Dnepr. 

EVALUATE THE BENEFITS AND OPPORTUNITIES OF CREDIT CARD

ADDITIONAL FUNDS FOR ANY NEEDS which are available for you at any time and in any way within the credit limit (up to UAH 50,000.00)

Size of limit (up to UAH 50,000.00) can vary according to your request and/or on the initiative of the Bank.

You can learn the credit limit size in any convenient way for you: via ATM, FreeBank Internet banking, Bank or by calling free reference number 0-800-507-700.

FREE conduct of payments in a retail network and shopping via the Internet
FREE cash withdrawal at ATMs of any bank of Ukraine
FREE Internet banking of FREEBANK

The modern system of FreeBank Internet banking allows you to perform financial transactions from your computer, tablet or smartphone 24/7 without having to visit the Bank branch.

Services available for you:

  • Payment of utility bills;
  • Top up the balance of your mobile phone;
  • Transfer of funds to any account;
  • Regular account operations;
  • Repayment of credit indebtedness;
  • Receiving information upon card accounts, loans, deposits;
  • Opening and replenishment of deposit accounts, etc.

How to join?

The service is connected automatically when buying the package. After registration in FreeBank system, you will receive the password on your mobile phone, after which you need to log in FreeBank and replace it with personal password.

Don't forget about security

In order to ensure reliable preservation of information FreeBank provides the following accessors:

  • Username – your mobile number that allows to identify the user;
  • Password – secret set of characters known only to you. It is used to enter the system;
  • SMS code – a single-use numeric code used to verify the transaction, which will be sent to your mobile phone via SMS messages.
     
FREE GSM-BANKING

Automatic informing function about performed financial transactions, which allows you to obtain information about the movement of funds using SMS messages to your mobile phone, it is connected automatically when buying the package.

AUTOMATIC PAYMENTS

Automatic payments will allow you not to worry about the repayment of credit debt and visiting the Bank – everything will be done automatically.

Funds in the amount of the minimum payment – only 7% of the used amount - will be debited from the payroll card account upon receipt of salary.

IMPORTANT! You pay nothing if you do not use your credit card! You only pay 7% of the amount spent for the use of credit means

Example 1:
on August 01, the customer makes purchase in the amount of 2 thousand hrn. with the help of the Bank Credit Dnepr credit card. At the end of August he receives the text message stating the amount owed (2 ths), minimum payment (140 UAH – 7% of the outstanding amount) and the repayment period (until 25 September).

Example 2:
on August 20, the customer buys the goods in the amount of 1 thousand hrn. of credit funds. At the end of August he receives the text message stating the amount owed (2 ths), minimum payment (140.00 UAH – 7% of the outstanding amount) and the repayment period (until 25 September).

IMPORTANT! When paying with card for purchases of goods or services in retail outlets, the commission is not charged!
HOW TO GET STARTED?

1) Apply in a convenient way:

  • fill out the form on the web-site
    or
  • visit the Bank branch with your passport and ITN

2) Get a credit decision and a payment card

HOW TO REPAY THE DEBT?
  • Use self-service kiosks of Bank Credit Dnepr (without fee charged);
  • Use the terminals iBox, iPay (fee is charged according to the rates of the terminal owner);
  • Use online transfers from card of any other Bank to the card of Bank Credit Dnepr (fee is charged according to the rates of the other Bank);
  • Use cash desk in the branches of Bank Credit Dnepr (without fee charged);
  • Use cash desks of other banks (fee is charged according to the rates of the other Bank);
  • By transfer from an account in another Bank of Ukraine (commission is charged in accordance with the rates of the other Bank).

MAKE A REQUEST